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Bad Credit Loans

Finding a loan through traditional banks seems impossible when you do not have a favourable credit status. However, there are several online loan lenders who are ready to offer bad credit loans to anyone who need cash assistance but have unfavourable credit status. So, if you are trapped in a tight financial spot and looking for help, let us at 24 Hour Payday Loans assist you!

The rate of interest charged by the lender will depend on the amount you have requested, your current income and what your current credit status is. Since your credit rating must be already below average, it is important to consider if you will be able to repay back the loan as per schedule. Paying back the loan responsibly will help you to build your credit history with time.

Once you are approved, it is your responsibility to carefully review and understand all the terms, rates and conditions mentioned on the loan agreement. Make sure you clear all your queries and doubt before you legally commit to the loan contract. The loan agreement should have detailed information about all fees, rates, APRs and terms of the loan.

All possible assistance will be provided by us at 24 Hour Payday Loans to get you connected to the right loan lender. As we are only a mediator, if you have any questions or concerns about the loan deal and its fees and terms then you should direct them towards the lender.

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Representative APR Example

You Borrow $2000 over 12 weeks, the Establishment fee (up to 20% of principal)
is $400 and the total Monthly Fee (up to 4% of principal) is $240

147 Denton Avenue, St. Albans 3021, Victoria, Australia

Please read terms & conditions of lenders of brokers before paying any upfront fees

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

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